Acquisition
100% Purchase
Non-owner occupied 1–4 unit residential. Up to 100% of purchase price and 100% of closing costs, not to exceed 70% LTV.
Capital that moves
at the speed of opportunity
Ammag Holdings is a private funding house backing business owners, operators and real estate investors with direct capital — no syndication, no committees, no theater.
AI Principal Concierge · (872) 867-3895
$30K+
Loan Amounts
8–15%
Interest Rate
6–24 mo
Loan Term
No Min
Credit Score
Funding Programs
Structured for how you actually operate
Rehab
100% Rehab
Full rehab funding on investment property, not to exceed 70% LTV. Terms run 6 to 24 months with 0 to 5 origination points.
Cash-Out & Refinance
50% LTV
Pull equity out of an existing investment property or refinance into short-term private money. Loan amounts from $30,000 to the FHA cap.
Lending Parameters
Single family residential, 1–4 units
- Property Types
- Non-Owner Occupied SFR (1–4 Units)
- Loan Purpose
- Acquisition, Cash-Out, Refinance, Rehab
- Loan Amount
- $30,000 to FHA Cap
- Term
- 6 – 24 Months
- Interest Rate
- 8% – 15%
- Origination Points
- 0 to 5
- Appraiser Level
- General Appraiser
- Minimum Credit Score
- None
- Excluded States
- MN, NV, SD, UT, VT
Financing covers up to 100% of purchase price, 100% of rehab and 100% of closing costs, not to exceed 70% LTV. Cash-out refinance is available to 50% LTV.
California properties, please call for details. Loan parameters are subject to update from time to time based on legal and economic factors.
The Sweet Spot
Private money made simple
- Residential 1–4 units
- Sale price at or under the FHA maximum
- 2,800 sq ft maximum
- 5 bedroom / 3 bathroom maximum
- Half-acre maximum lot size
Higher credit scores (680+) and a down payment of 20% or more may outweigh the size, bedroom and lot criteria.
Our Standard
Principals, not processors
Every file is read by a decision maker. We underwrite the business in front of us — its cash flow, its collateral, its operator — rather than a score generated by a machine that has never met you.
- Direct balance-sheet capital
- Transparent pricing, no junk fees
- Confidential, relationship-led process
The Process
Three steps to funded
I
Submit
A short application and your deal file. No minimum credit score required.
II
Structure
A principal reviews the property and returns terms — 6 to 24 months, 8% to 15%.
III
Fund
Sign, appraise, and close. Private money on investment property, made simple.
Where We Work
From the trading floor to the field
Construction, logistics, healthcare, hospitality, manufacturing and commercial real estate. If the fundamentals are sound, we will find a structure that works.
Tell us what you need to build
Complete phase one of funding entirely online — three documents, signed digitally. A principal responds within one business day.
AI Principal Concierge: (872) 867-3895
No credit pull to start. Your information stays confidential.